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Condo & Homeowners Association Insurance

Over 8,000 new community associations are formed annually

Community associations are becoming the norm in the Sunshine State. With retirees looking to downsize and young professionals seeking a maintenance-free living option, condo and homeowner associations are in high demand. Residential community insurance meets the specific needs of your property or building, all while offering customizable features that safeguard your investment.

Coverage Pro specializes in comprehensive insurance packages that cover both small homeowner associations and large condo communities alike. Having been in the business for more than 30 years, we know the risks and requirements for our Florida neighbors, and we strive to develop a long-term relationship with each one of our clients.

Homeowner associations see an estimated $35 billion in annual operating revenues

Condos and other residential communities are tremendous investments. There is a lot at stake if an unexpected disaster happened, but condo and homeowner association insurance protects you from those worries.
These types of insurance policies include:

• Comprehensive general liability
• Directors and officers liability
• Building coverage
• Employee dishonesty coverage
• Data compromise
• Ordinance and law coverage

These features can provide protection for both the condo’s structure and business activities of the association. You can choose to have an all-inclusive policy where fixtures, cabinets, and flooring are included, as well as community fencing, the pool, and signs.

Condo and homeowner associations give you a maintenance-free living option

Most homeowner association fees cover services like trash removal, lawn care, pest control, and maintenance, but those fees also go toward purchasing insurance. The fees can be set up to help maintain the property’s value, provide amenities, and uphold regulations in the community. Whether you are developing a homeowner association or you are running several of them, call 877-491-8723 to speak with one of our agents about your insurance options.

Together, we can determine the policy that best meets your needs.

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