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Professional Liability Insurance

Coverage Pro provides customized professional liability coverage

Professional liability insurance protects your business from lawsuits related to negligence. Also known as errors and omissions insurance (E&O), this type of coverage protects you if a customer sues you simply because he is unhappy with the service or professional advice you offered.

Although, not every business will require professional liability insurance, you will want to consider adding it to your insurance plan if your company:

• Gives professional advice to clients
• Provides any type of professional service
• Requires professional liability coverage to complete a client contract

Even professionals can make mistakes

Coverage Pro has been a trusted name in Melbourne and the surrounding Florida communities, like Palm Bay and Titusville, for over 30 years. One of our knowledgeable agents will sit down with you to assess your business risks and determine if E&O coverage is appropriate for your company. In addition to covering alleged mistakes made in the professional services you offer, E&O will protect you against exorbitant defense costs, which can add up quickly if your business is taken to court. This is true regardless of fault, which makes professional liability insurance a great safeguard for your business.

Errors & Omissions insurance is for businesses offering professional and personal services

Certain types of professionals are required by law to carry E&O insurance. Accountants, for example, provide a service that can easily become the target of alleged negligence. As a result, accounting services need professional liability insurance to conduct business.

Other types of businesses that commonly need E&O coverage include:

• Medical providers
• Architects
• Attorneys
• Real estate brokers
• Technology service professionals

Some of these businesses may require a specific type of professional liability insurance. To make sure your business has the insurance it needs, call a Coverage Pro agent at 877-491-8723.

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